Although public transportation is developing very rapidly nowadays and many public transports can reach everyone’s desired destination, you may have to sacrifice some time because public transportation usually takes a long time.
Therefore, everyone still yearns to have their own car, which not only saves a lot of time, but is also very convenient! However, how easy is it to buy a new car. Because the first hurdle is [bank loan]! But not all workers with. Low monthly salary can’t get a loan, so today. I will tell you what you need to pay attention to in order to successfully get a loan with a salary of RM 2,000.
Guarantor
If you want to buy a new car now, You need to Hong Kong Phone Number List have a salary of at least RM 3,000 to get a bank loan. It is reported that many banks have begun. To restrict the conditions of applicants. Even if you want to buy a basic model of Perodua Axia, you need a salary of at least RM 2,500 to pass. However, if your salary does not meet the standard.
Bank records
Because of the convenience of credit cards, More and more young people are applying for credit cards. For shopping, and a person will easily have 2 or 3 credit cards. But in fact, The bank’s credit record is also very important! If you have no bad credit records and repay on time, Then the bank will greatly increase your credit, and your loan will be easier to approve.
In the past, as long as you had a stable job and income, You could easily borrow a full loan, but now it is almost impossible to get a.Full Car Loan! If you Albania Phone Number List want to buy a car, You have to pay at least a 10% down payment, and the more down payment you give, The easier it will be to get the loan approved, so save up a down payment before buying a car.
